Every time
I interview older couples who have been in their marriages/partnerships for
nearly decades, 90% of them tend to tell me –“When I was young, I would have
been more responsible and planned for tomorrow” or “ We lived like we were
never going to grow up, it was fun then but the affects came later.”
I am all
for “live for the day”, however as adults there comes a time when we have to
stop living so much in the moment and live within our means. We all want to be
able to indulge in life’s treasures but we must stop placing ourselves in
financial situations we cannot afford. Anything that is not a necessity is a
materialistic possession. Materialistic possessions are beautiful however they
have a tendency to ruin relationships? Why? Because when couples are young, in
love and, many times, naïve, they tend to live for the moment neglecting the
possibility of tomorrow and how their financial habits today will affect their
future opportunities.
Today,
couples in their twenties and even younger are having children, going to
college, paying rent etc. The burden of being financially unprepared and
overwhelmed tends to follow them into the future. When you begin an unprepared
financial lifestyle it is more difficult to build a more prosperous one.
Difficult but not impossible. It takes discipline and two people working towards
the same goal.
This blog
is not intended to make you save every dime you earn; it is intended to build
your financial awareness as a partnership and stop neglecting it as if tomorrow
most certainly will not arrive. Finances remains to be one of the top 3
reasons why couples, marriages and relationships fail. This often occurs
because both parties do not share the same financial goals and perspectives of
saving/investing.
We are all
guilty of it - When we find the right person we look forward to the future. Unfortunately,
we usually focus on the glamour without focusing on the preparation. We must
remember to strive for a life free of stress. We have to stop neglecting the importance of financial stability. Without it strain and struggle evolves over your household and your relationship. Preparation begins right here right now!
Realize
that relationships are not just about love and commitment but it is
about the strategies of life and being able to walk the path successfully as one. If you build a relationship without the realities
in mind it can negatively affect you in the long run. The truth is, love is not
enough. You must have an understanding of each other and your life’s desires.
Most importantly, your actions towards progression must coincide.
Once you
have a strong relationship, the hard part comes in keeping it strong and
enduring. If you plan on having a future with your partner get your affairs in
order so that the desired future is possible. Do not just work on the happiness
of today; work on the happiness of tomorrow as well because even though you do
not know if it is coming, the possibility still exists.
The Written Words of AJT
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