Thursday 6 September 2012

How Financial Stability Can MAKE OR BREAK Your Relationship


Every time I interview older couples who have been in their marriages/partnerships for nearly decades, 90% of them tend to tell me –“When I was young, I would have been more responsible and planned for tomorrow” or “ We lived like we were never going to grow up, it was fun then but the affects came later.”

I am all for “live for the day”, however as adults there comes a time when we have to stop living so much in the moment and live within our means. We all want to be able to indulge in life’s treasures but we must stop placing ourselves in financial situations we cannot afford. Anything that is not a necessity is a materialistic possession. Materialistic possessions are beautiful however they have a tendency to ruin relationships? Why? Because when couples are young, in love and, many times, naïve, they tend to live for the moment neglecting the possibility of tomorrow and how their financial habits today will affect their future opportunities.

Today, couples in their twenties and even younger are having children, going to college, paying rent etc. The burden of being financially unprepared and overwhelmed tends to follow them into the future. When you begin an unprepared financial lifestyle it is more difficult to build a more prosperous one. Difficult but not impossible. It takes discipline and two people working towards the same goal.

This blog is not intended to make you save every dime you earn; it is intended to build your financial awareness as a partnership and stop neglecting it as if tomorrow most certainly will not arrive. Finances remains to be one of the top 3 reasons why couples, marriages and relationships fail. This often occurs because both parties do not share the same financial goals and perspectives of saving/investing.

We are all guilty of it - When we find the right person we look forward to the future. Unfortunately, we usually focus on the glamour without focusing on the preparation. We must remember to strive for a life free of stress. We have to stop neglecting the importance of financial stability. Without it strain and struggle evolves over your household and your relationship. Preparation begins right here right now!

Realize that relationships are not just about love and commitment but it is about the strategies of life and being able to walk the path successfully as one. If you build a relationship without the realities in mind it can negatively affect you in the long run. The truth is, love is not enough. You must have an understanding of each other and your life’s desires. Most importantly, your actions towards progression must coincide.

Once you have a strong relationship, the hard part comes in keeping it strong and enduring. If you plan on having a future with your partner get your affairs in order so that the desired future is possible. Do not just work on the happiness of today; work on the happiness of tomorrow as well because even though you do not know if it is coming, the possibility still exists.



The Written Words of AJT

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